About
PayPal is a digital wallet and payment app for shopping, sending money, and managing finances. Send money to 110+ countries with encrypted payments, earn rewards points on eligible purchases through in-app offers, and redeem points at checkout. The PayPal Debit Mastercard earns 5% back in rewards points on a chosen monthly category (up to $1,000 spend per month, no monthly fees). Additional features include buying and holding cryptocurrency (Bitcoin, Ethereum, PayPal USD, Bitcoin Cash, Litecoin), high-yield savings accounts through PayPal Savings, package tracking via Gmail or Outlook integration, and buy-now-pay-later options including Pay in 4 (for purchases $30–$1,500) and Pay Monthly.
Highlights
- Send money to 110+ countries with encrypted payments
- Earn 5% rewards points on PayPal Debit Mastercard (up to $1,000/month, no fees)
- Buy, sell, and hold Bitcoin, Ethereum, PayPal USD, Bitcoin Cash, and Litecoin
- High-yield savings account through PayPal Savings with variable APY
- Buy now pay later with Pay in 4 ($30–$1,500) and Pay Monthly options
- Track package delivery by linking Gmail or Outlook
Best for
People who shop online and in-store and want to earn rewards, individuals sending money domestically or internationally, those interested in cryptocurrency trading and custody, and shoppers seeking flexible payment options like installment plans.
At a glance
PayPal - Pay, Send, Save is rated 4.8 out of 5 from 6,298,324 ratings and is available on iOS and Android — all free to download.
It is developed by PayPal, Inc..
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