About
Bank of America Mobile Banking lets you manage U.S.-based checking, savings, credit card, loan, and investment accounts from your phone. View balances, transfer funds between Bank of America and Merrill accounts, pay bills, and deposit checks by photo. Send and receive money via Zelle using a mobile number or email. Set up biometric authentication with Touch ID or Face ID, receive fraud alerts, and access a Mobile Banking Security Guarantee covering fraudulent transactions when reported within 60 days. Erica, a virtual financial assistant, helps you find transactions and pay bills. Track spending by category, set savings goals, create budgets, view your FICO credit score and its key factors, and trade stocks, ETFs, and mutual funds through Merrill.
Highlights
- Check deposit by photo with immediate processing confirmation
- Send and receive money via Zelle using mobile number or email
- Trade stocks, ETFs, and mutual funds through Merrill integration
- Touch ID and Face ID biometric authentication
- Spending tracker organized by category with budget creation tools
- Mobile Banking Security Guarantee covering fraudulent transactions reported within 60 days
Best for
Bank of America customers managing multiple account types who want to handle banking, bill payments, check deposits, and investments from their phone. Investors using Merrill accounts benefit from integrated trading and advisor messaging.
At a glance
Bank of America Mobile Banking is rated 4.8 out of 5 from 4,751,803 ratings and is available on iOS and Android — all free to download.
It is developed by Bank of America.